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Many people plan for the big things in life. 

We plan for a good life and we plan for the well being of ourloved ones. In our pursuit for all these good things inlife, as Muslims, we ought to also prepare for spiritual fulfillment.PruBSN Ummah is a unique plan that will assist youto fulfill your religious aspirations and obligations.It not only protects you and equips you with future savings, but also aids you as a Muslim with its unique features such as Hajj Allowance, Badal Hajj, Double Takaful benefit and Islamic Will Writing. Now, the new enhanced PruBSN Ummah comes with additional optional benefits such as Double Takaful Plus, Ummah Saver and Contributor riders. This plan is also available for your child as young as 1 year old. It provides you with options to help you grow your savings faster and get wider and better coverage for you and your loved ones. PruBSN Ummah. The plan that keeps you and your loved ones focused on higher purposes – now and the hereafter. A glimpse of what PruBSN Ummah can offer

Plan and Grow your Savings

• Earn loyalty bonus as Hajj Allowance.

• Increase your savings with Ummah Saver.

• Plan your savings for your holy journey – be it for Hajj or Umrah. Get Wider Protection

• Find solace in the form of Compassionate Benefit and Badal Hajj on top of your basic coverage.

• Get Double Takaful benefit during your first Hajj and Umrah and extend it for every 

  Hajj or Umrah trips with Double Takaful Plus rider.

• Enhance your plan to include coverage on critical Illness.

• Ensure continuous protection with a range of Contributor riders.

• Now you can start planning the spiritual journey for your children as young as 1 year old. 

  Achieve Spiritual fulfillment

• Fulfill your Hajj obligation through Badal Hajj benefit.

• Sense of security for your family back home.

• Manage your estate properly via Islamic Will Writing.

Fast facts:

1. Costly Hajj expenses

The current cost of Hajj under Tabung Haji is RM9,880 while cost of Hajj under any Hajj Travel Agency will require at least double the amount. (Tabung Haji official brochure, 2010)

2. Importance of Having a Will

Narrated Abdullah bin Umar: Allah’s Apostle said, “It is not permissible for any Muslim who has something to will to stay for two nights without having his last will and testament written and kept ready with him.“ (Sahih Bukhari)

3. Statistics of Critical Illnesses Deaths

60% of deaths in Malaysia are caused by cancers, heart and respiratory related illnesses. (WHO, 2009)