MEDICAL CARD FROM PRUBSN TAKAFUL LINK

HEALTH ENRICH (MEDICAL CARD)

HealthEnrich is Uniquely You Your health is a privilege and you deserve a plan that reflects your medical needs. At Prudential BSN Takaful Berhad (PruBSN), we want you to live your life without compromising your health. HealthEnrich is designed to ensure you experience unparallelled medical treatment, fully covered.

Feel secure when you receive medical advice from leading experts around the world. Be at ease during pregnancy with our exclusive maternity complications coverage. You can also enjoy the comfort and privacy of a suite with a dedicated medical attendant taking care of your needs. All these features and more crafted to complement your unique lifestyle. Now, let’s discover your lifestyle. Are You... YOUNG AND LOOKING FOR FREEDOM IN LIFE? DEDICATED AND TAKING MORE COMMITMENTS IN LIFE? A HIGH ACHIEVER AND SEEKING FOR THE BEST IN LIFE? ACCOMPLISHED AND LIVING A DISTINGUISHED LIFESTYLE?

Start Early Fulfil Life Take the Lead Enjoy Exclusive Privileges

Start Early with HealthEnrich Vital

The moment is here for you to stand on your own feet. Start early with a plan that provides vital medical protection and suits your vibrant lifestyle. MEDICAL TREATMENT that is within easy reach at our nationwide network of SECURITY when you explore the world knowing that you are covered worldwide FLEXIBILITY to upgrade the plan as your needs grow with your changing lifestyle 70 hospitals

HEALTH ENRICH VITAL CO-TAKAFUL

• If You are Hospitalised Hospital Daily Room and Board (maximum 120 days per year)
• RM150 Intensive Care Unit (maximum 30 days per year) As charged subject to Co-Takaful
• Surgical Procedure and Treatment In-Hospital and Related Services If You Need Outpatient Treatment Day Surgery As charged
• Pre-Hospitalisation and Post-Hospitalisation Treatment (within 90 days before and after hospitalisation) As charged subject to Co-Takaful
• If You are Coping with Life-changing Illnesses Cancer Treatment As charged If You are in an Emergency Emergency Treatment for Accidental Injury (Annual Limit) RM1,500
• Worldwide Emergency Medical Assistance .
• Overall Annual Limit RM30,000 Lifetime Limit RM300,000

HEALTH ENRICH SELECT

Your lifestyle changes when you have a family. Select a plan that fulfils life with optimum protection and satisfies your growing responsibilities. HealthEnrich Select offers you... COMPREHENSIVE hospitalisation and surgical cover Unique benefits for the COMFORT of EXPECTING MOTHERS FULL COVER for your MEDICAL BILLS giving you added security and peace of mind

HealthEnrich Select Co-Takaful Full Coverage If

• You are Hospitalised Hospital Daily Room and Board (maximum 200 days per year) RM200 RM200 Intensive Care Unit (maximum 60 days per year) As charged subject to Co-Takaful
• Surgical Procedure and Treatment As charged
• In-Hospital and Related Services If You Need Outpatient Treatment Day Surgery As charged
• Nursing Care (180 days per lifetime) As charged subject to Co-Takaful
• Pre-Hospitalisation and Post-Hospitalisation Treatment (within 90 days before and after hospitalisation)
• If You are Coping With Life-changing Illnesses Cancer Treatment As charged As charged
• Kidney Dialysis Treatment If You are in an Emergency Maternity Complications (Annual Limit) RM6,000 RM6,000
• Emergency Treatment for Accidental Injury (Annual Limit) RM2,000
• Worldwide Emergency Medical Assistance
  Overall Annual Limit RM60,000 Lifetime Limit RM600,000 RM600,000

Take the Lead with HealthEnrich Advanced

You progress so quickly in life that you seldom pause and think about your future healthcare needs. Take the lead with a plan that provides advanced protection and fulfils your hectic lifestyle.

HEALTHENRICH ADVANCED PROVIDES

you... EASY ADMISSION with pre-arranged hospitalisation and waiver of hospital deposit at our Preferred Hospitals DIRECT CONSULTATION with leading local and international medical experts REWARDS for healthy living with a NO CLAIM BONUS under the co-takaful option .

HealthEnrich Advanced Co-Takaful

Full Coverage Reward for Healthy Living

• No Claim Bonus RM250 Not offered If You are Hospitalised Hospital Daily Room and Board
  (maximum 200 days per year) RM300
• RM300 Hospital Daily Cash Allowance
  (maximum 200 days per year)
• RM100 RM100 Intensive Care Unit (maximum 60 days per year)
  As charged subject to Co-Takaful
• Surgical Procedure and Treatment As charged
• In-Hospital and Related Services Hospital Deposit at Preferred Hospitals Waived Waived If You Need Outpatient Treatment Day Surgery As charged As charged
• Home Nursing Care (250 days per lifetime) As charged subject to Co-Takaful Pre-Hospitalisation and Post-Hospitalisation Treatment (within 90 days before and after hospitalisation) If You are Coping With Life-changing Illnesses Second Medical Opinion
• Consultation and Diagnosis in Malaysia (Annual Limit)
• Consultation with World Leading Experts RM500 Yes RM500 Yes Cancer Treatment As charged As charged
• Kidney Dialysis Treatment Organ Transplant
  (Additional Lifetime Limit)
• RM100,000 If You are in an Emergency Maternity Complications (Annual Limit) RM10,000
• Emergency Treatment for Accidental Injury (Annual Limit)RM3,000
• Worldwide Emergency Medical Assistance
  Overall Annual Limit RM100,000 Lifetime Limit RM1,000,000

ENJOY EXCLUSIVE PRIVILEGES WITH HEALTH ENRICH PREMIER

You want to experience the finest things in life while living healthily. Enjoy exclusive privileges with a plan that offers superior protection and addresses your prominent lifestyle. HealthEnrich Premier offers you...

• LUXURIOUS ACCOMMODATION in a suite and exclusive treatment at our Preferred Hospitals nationwide A DEDICATED MEDICAL attendant to meet your every need SUPERIOR HOSPITALISATION LIMITS for your medical needs
• Health Enrich Premier Full Coverage If You are Hospitalised Hospital Daily Room and Board (maximum 365 days per year) Preferred Hospitals
• Other hospitals RM1,000 | RM500 Hospital Daily Cash Allowance
  (maximum 365 days per year)
• RM200 Dedicated Daily Medical Attendant (maximum 365 days per year)
• RM200 Intensive Care Unit (maximum 120 days per year)
• Surgical Procedure and Treatment As charged
• In-Hospital and Related Services Hospital Deposit at Preferred Hospitals Waived If You Need Outpatient Treatment Day Surgery As charged
• Home Nursing Care (365 days per lifetime)
• Pre-Hospitalisation and Post-Hospitalisation Treatment (within 90 days before and after hospitalisation) If You are Coping With Life-changing Illnesses
• Second Medical Opinion
• Consultation and Diagnosis in Malaysia (Annual Limit)
• Consultation with World Leading Experts RM1,000
• Cancer Treatment As charged
• Kidney Dialysis Treatment Organ Transplant (Additional Lifetime Limit)
• RM200,000 If You are in an Emergency Maternity Complications (Annual Limit) RM20,000
• Emergency Treatment for Accidental Injury (Annual Limit) RM5,000
• Worldwide Emergency Medical Assistance
• Overall Annual Limit RM 200,000 Lifetime Limit RM4,000,000

What you need to know about HealthEnrich 1.

What is HealthEnrich?

• HealthEnrich is a regular contribution medical rider plan that reimburses major medical expenses incurred in the event of hospitalization, surgery or outpatient treatment.
• It has four plans – HealthEnrich Vital, HealthEnrich Select, HealthEnrich Advanced and HealthEnrich Premier – where each comes with a medical card to give you immediate access to any of our panel hospitals. 2. How much contribution do I need to pay? The contribution that you pay is based on your age at entry and does not increase as you get older. The contribution rates are available in Appendix 2. 3.
• What is Organ Transplant benefit?
• Organ Transplant benefit is an additional lifetime limit when you undergo one of the transplant surgeries on kidney, heart, lung, liver, bone marrow or cornea. This additional once-in-a-lifetime benefit is on top of the annual limit and lifetime limit for HealthEnrich Advanced and HealthEnrich Premier
• What are the advantages of Cancer Treatment and Kidney Dialysis Treatment?You can seek treatments such as hemodialysis, radiotherapy and chemotherapy at our panel hospitals using the medical card without any payment of co-takaful. On top of that, HealthEnrich covers any consultations, examination tests and take-home drugs.